TENZING ADVISORS provides clients and their advisors with trusted and sophisticated advice on the use of life insurance to enhance generational transfers, wealth management and legacy planning. Clients and advisors rely on us to evaluate existing insurance programs, design creative life insurance solutions, negotiate the most competitive product solutions and provide dependable policy administration and service.

Our Clients Use Life Insurance To

OUR CLIENTS USE LIFE INSURANCE TO

Provide liquidity to preserve a privately held business, facilitate a more equitable distribution of assets or create a family bank
Magnify charitable giving
Enhance expected portfolio returns
Hedge the risk of accelerated tax payments or ensure that estate planning strategies won't be derailed
Take advantage of the favorable gift and income tax treatment accorded to life insurance

Securities offered through M Holdings Securities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. Tenzing Advisors, LLC is independently owned and operated. Tenzing Advisors, LLC is an Affiliate Firm of Lindberg & Ripple, Inc., a Member Firm of M Financial Group. Please go to www.mfin.com/disclosurestatement.htm for further details regarding this relationship. The principal place of business for Tenzing Advisors, LLC is 10 chestnut Street, Needham, MA 02492, phone 781-444-8600. Kenneth B. Knox is a registered representative and can sell variable life and other securities products in MA. CA agent # : 0E30878.